Money experts share top tips to maximising your budget before and after a new baby is born.
Provisional National Records of Scotland figures indicate there were 46,959 births north of the border last year. Historically, birth rates across the UK start to pick up in the springtime and peak during summer.
1. Build a fund The sooner you start building your savings pot, the better, even if you’re only putting away small amounts at a time. “You may well need to cope on a lower income or face much higher outgoings if you’re paying for childcare – or indeed both. It’s worth doing the calculations to see how you can afford to live,” Sarah said.
6. Consider what costs you can ditch While having a baby will come with new costs, remember that some expenses may drop out of your budget. While everyone loves a bargain however, Haine suggests that for items where safety could be a factor, it’s best to buy new.
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