Small but effective ways to save some cash
You might whine about how January is depressing enough as it is, but say you spend an average of £30 a weekend on a boozy night, cutting out the G&Ts for just 30 days would save you around £120.There shouldn't be such a taboo about regifting things, providing the person you give the item to willlike it - and the person you originally received it from will never find out.
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