Sabiha Khan, 37, struggled to get on the property ladder as a single first-time buyer
Getting on the property ladder in the current climate is intimidating enough, but it's particularly hard for those trying to do it alone. With half the buying power of a couple, single first-time buyers have to rely on their sole income, deposit and credit history being good enough to land them a mortgage - otherwise it can be a disaster.
"After my mum passed away I rented for a year and then when I got my inheritance from my mum, I had enough for a deposit. Sabiha was looking to buy a house with a £150,000 budget and a 10% deposit, but she faced another hurdle when she began looking at house prices. Sabiha set her sights on buying a two-bed house and eventually found one within her price range, a mid terraced house in Oldham.
"I did view quite a few houses but my heart was set on this because I just walked in and thought ‘yeah I can do this’." "He said to leave it with him whilst he spoke to the seller, then he came back to me on the Monday and said that they had accepted my offer. I had the mortgage in principle and I wasn’t in a chain so they probably knew it would be a quick sale."
"If I got a decorator in it all would have cost a lot more and I think the key was looking on Facebook Marketplace to buy furniture.Taking us through the layout of her home, Sabiha said: "As soon as you walk in on the right you've got the stairs with a small hallway. The living room is on the left and then straight ahead you’ve got the kitchen which leads into a small sunroom.
"I like to be different and bold with colours, people might be scared to do a coloured feature wall but I just went for it and painted the entire room navy blue.""There's a few big projects that I want to do so it's going to be a couple of years 'til it’s completely done I think," she said,
Belgique Dernières Nouvelles, Belgique Actualités
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