HUNDREDS of thousands will see a change to their mortgage rules depending on the bank in the coming days. At least five major banks have backed a new mortgage change that will hit on January 9, acc…
Jas Singh, chief executive of consumer lending at Lloyds Banking Group, said: "We have worked closely with housebuilders and RICS to find a solution for homeowners, so we warmly welcome the updated guidance for valuers on homes with external cladding."And while HSBC said it will enable lending on properties with cladding, it confirmed an EWS1 form may still be needed in the application.
After Grenfell Tower, residents could take out loans capped at £50 a month, or £600 a year to fix issues, but you'll need to check with your local council if you can get something similar.The rate has gone up by 50 basis points from 3% to 3.5%, as expected.
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