HALF of British homeowners have never remortgaged– even though one in three know it could probably save them money. A survey of 2,000 people with a mortgage found they still have an average of 45 p…
HALF of British homeowners have never remortgaged– even though one in three know it could probably save them money.1Credit: PA:Press AssociationAnd 49 per cent believe the hassle and paperwork ofAnother 46 per cent don’t believe they really know enough about the matter to make their own decisions – and simply ‘do whatever the mortgage adviser tells them’., considering their financial situation to be 'just fine'.
A spokesperson for Barclays Mortgages, which commissioned the research, said: "It’s clear from our research that many find remortgaging a tricky subject to understand, even though UK adults have been on the mortgage payment ladder for an average of 13 years and five months. “As a result of lacking knowledge in the subject, homeowners are sticking with what they know and not exploring new options when it comes to remortgaging.”
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