'I'm a debt expert - thousands could be owed £100s from their bank'
1. The bank charges have caused you financial hardship
You've taken out a Debt Management Plan or other debt solution such as an Independent Voluntary Agreement Reasons for not keeping up with the repayments include mental health problems, losing your job or taking maternity leave.You will need to provide proof that you spoke to your bank, what you told them and that they didn't help you.You may also be able to argue that you were unfairly lent to if your bank upped your overdraft without you asking it to and you ended up with charges that you can't keep up with.There is no set limit for the unfair overdraft fees you can claim back.
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