I'm a money expert - five common insurance errors to avoid to save £900 a year

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I'm a money expert - five common insurance errors to avoid to save £900 a year
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WITH budgets tight during a crippling cost of living crisis, you can save over £900 a year by avoiding common insurance mistakes. Getting yourself covered is important so you’re not faced wit…

For example, you are entitled to get a refund on an item if it's faulty within six months after you made the purchase under the Consumer Rights Act 2015.

Sometimes, retailers extend the manufacturer's warranty longer than two years - sometimes you can get five years of total coverage for free, according to Money Helper."It may not cover you for new parts or for any call out fee, so you could still be landed with the lion’s share of the costs if something goes wrong too," she said.No one wants to be stuck in a cold home for days - or even weeks - if their boiler breaks down.

Some policies won't pay out if your boiler is older than six years, or you'll only be able to get a maximum of £500. "If you have a relatively new boiler, or your home insurance already provides cover, then it’s particularly unlikely to pay off," Sarah said.When you apply for an insurance policy, you'll need to answer questions and fill out forms.For example, the way you write your job title could have an impact.In comparison, couriers pay £908 and delivery couriers £890, but these titles could all describe the same job.

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