'I saved £20,000 by age 21 – and it only took me three years' | ✍️ Holly Cousins
As I hung up my coat to start my bar shift, I thought: ‘Do I really want to do this?’University. I’d worked a night shift from 5pm until 3am. Then I’d gone directly to meet my friends out somewhere, spent a few hours with them, and I was back at work at 12 noon the next day.But before I knew it, I’d put aside £20,000 in three years.
So I had the income from the casino, and I’d also picked up a temporary contract with a company that did recruiting for Amazon. I did that full time until Christmas 2020 .My student finance had also sorted itself out, so I was now getting the maximum student loan. Plus, Manchester University offered a grant for students from deprived backgrounds. I got £2,000 from them, which I won’t ever have to pay back.
Halfway through third year, there was an opportunity to teach at the school full-time for a term – and I said yes. I moved to London in May of this year. I work in financial PR now – my salary is £24,000. I rent a room in a flat in South East London, which has bills included – that’s a blessing.I’m a chronic spender – I spent my very first student loan and paycheck on a tattoo and decided I couldn’t be trusted with adult money. So when I hit my first couple of thousand, I gave it to my sister and said, ‘Please do not let me spend this unless it’s an emergency’.
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