Older women could be due State Pension back pay worth an average of £5,000

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Older women could be due State Pension back pay worth an average of £5,000
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Women who stayed home with their children between 1978 and 2010 could be due State Pension back payments.

HM Revenue and Customs recently announced that it has started writing to thousands of older people this month who may have been underpaid their State Pension due to missing information on their National Insurance record. The issue affects mostly women in their 60s and 70s who may have Home Responsibilities Protection missing from their NI record.

Home Responsibilities Protection was a scheme designed to help protect parents’ and carers’ entitlement to the State Pension and was replaced by NI credits from April 6, 2010. HMRC is using NI records to identify as many people as possible who might have been entitled to HRP between 1978 and 2010 and have no HRP on their NI record.

The National Audit Office , which scrutinises public spending for Parliament, previously said it is estimated that 210,000 people have been underpaid £1.3 billion of State Pension due to historical issues relating to HRP. But it said the estimate from the DWP is “very uncertain” and could range from £310 million to £1.5 billion.

Sir Steve, who is now a partner at consultants LCP said: “It is truly shocking that so many people have been underpaid because of errors on their National Insurance record for time at home with children. It is even worse that tens of thousands of people, mostly mothers, died without ever receiving the correct State Pension.”

“Most people’s records will be unaffected, and we have launched a new online tool to help people check whether they need to claim. HMRC will also begin writing to those likely to be affected this Autumn. Latest State Pension News State Pension underpayment progress - March 2023 Payments made between January 2021 and March 2023 are listed below.

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