As the cost of living crisis continues to increase the financial pressure on many households in our region, the team at Leeds Credit Union recently got in touch with our members to encourage them to take part in a survey about their current financial situation and their expectations for the coming months.
This is something we do regularly to allow us to better understand local residents' economic situations and enable us to tailor the products and services we offer them accordingly. Here are the most recent results. Out of 765 replies, 67 per cent said the rising cost of living had affected their household 'greatly' or 'extremely'. Just 1 per cent reported the crisis as having had no effect at all.
22 per cent said they would have had to go into arrears on bills or rent. 16 per cent said they would have turned to a payday lender. Of all the results, the final one is perhaps the most upsetting, with the high interest rates typically charged by payday lenders likely to result in more financial problems for the person taking out the loan, making the situation worse than it already was.
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