Carer's Credit can plug gaps in National Insurance records which can help increase State Pension entitlement
Carer’s Allowance is a benefit delivered by the Department for Work and Pensions to people across the UK who are looking after a friend or family member for at least 35 hours each week. Eligible claimants receive a weekly payment of £69.70, but if you live in Scotland, you will also receive Carer’s Allowance Supplement, an additional payment of £245.70 which is made twice each year - the next one is due in December.
However, many people may not be aware that unpaid carers who do not qualify for Carer’s Allowance may qualify for Carer’s Credit. To qualify for any State Pension payment you need at least 10 years’ worth of National Insurance credits. For the full New State Pension - currently worth £185.15 per week - you will need 35 years.
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