Did Christmas celebrations leave you burned out and burn a hole in your wallet? The solution might be the popular “low-buy” January challenge.
How to save money: 6 weekly, monthly and yearly savings challenges to try in 2023
. The idea isn’t to be prescriptive and ‘ban’ yourself from spending any money at all but just to make you consider what you really want and need. With low-buy, you create specific rules for yourself, but allow some flexibility. The super committed can also try a “no-buy” January, where you only use what you already own and spend nothing at all besides what you need to live.you’re undertaking the challenge.
It’s also a good idea to utilise lists. Everytime you see or think of something you want to buy, write it down in the Notes section of your phone. At the end of the month, if you’re still coveting the item, you can decide whether to treat yourself or whether the infatuation has passed. This is absolutely OK, but you can also consider the alternatives too. Renting clothing, while it still costs money, does help to minimise clutter and the risk of buyers’ remorse if you need something specifically for an occasion. You could also allow for spending on alterations in your low-buy budget, meaning that you spend a little to make something you already own work for you. Failing that, shopping secondhand before new is another way to keep your costs to a minimum.
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