The Bank of England could hike interest rates today: What will it mean for you?

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The Bank of England could hike interest rates today: What will it mean for you?
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The Bank of England will decide today on whether to raise interest rates for the first time in three years

Industry body UK Finance estimates that 26% of residential mortgages are on variable rates, translating to around 2.2 million borrowers.

The 74% of home loans where rates have been fixed for a set period - which include 96% of those taken out since 2019 - will not be affected immediately. It found that on 25 October there were 82 fixed-rate mortgages available at 0.84% to 0.99% but that by Tuesday this week this had fallen to 22.Savers have been squeezed by ultra-low rates, which mean the value of their nest eggs is not keeping up with inflation.

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