As the clear up begins across North East Scotland what will be the cost of the flood damage?
But working out who pays for what and covering personal and business losses can be complex and demanding at a time when communities are dealing with the devastation that storms and floods bring.
It was also used to help with disruption caused by the "Beast from the East" snow storm in February 2018.The scheme is named after Irwin Bellwin, who served as a life peer in the Department of the Environment under Michael Heseltine in the first Thatcher government of 1979-1983. The scheme expects local authorities to have set aside money for emergencies, money which they are expected to spend before applying for any help.
Building and home contents insurance ought to take care of it, but this is time consuming and many people in flood areas struggle to find affordable cover.which was set up to aid communities affected by such events, said helping people with insurance claims is one of the first things they will do in the wake of the floods."We are seeing that all too commonly across Scotland as a result of the cost-of-living crisis," she said.
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