Your step-by-step guide to making a budget spreadsheet that will actually help you stay in control of your money

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Your step-by-step guide to making a budget spreadsheet that will actually help you stay in control of your money
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Your step-by-step guide to making a budget spreadsheet that will actually help you stay in control of your money claremseal

- in fact, it’s something I swear by myself. Budgets don’t have to be restrictive at all, and should exist only to give us visibility of our spending habits, a feeling of control and takes a lot of the stress out of making spending and saving decisions.

, and add the amount to the week it goes out of your account - this is really handy for keeping track of those pesky mid-month direct debits. You can then add a ‘total’ box for this too, using the SUM formula.Underneath, add your variable outgoings - things like food shopping, petrol etc, underneath.

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